Djarum Group Annual Report Repack Today

Today, Djarum Group is no longer just a leader in the kretek industry. We are an ecosystem. From finance and technology to property, sports, and renewable energy, our portfolio has diversified without ever losing sight of our core DNA: Ketekunan, Keuletan, dan Kedisiplinan (Diligence, Tenacity, Discipline). The past fiscal year tested every assumption we held about global supply chains, consumer behavior, and digital adoption. Yet, it was precisely in this uncertainty that our long-standing philosophy proved its worth. While others retreated, we invested—in people, in digital infrastructure, and in the future of Indonesian talent.

Our banking arm, BCA, continued to demonstrate that trust is the ultimate currency. Our property ventures redefined urban living with sustainability at their core. And through our sports foundations—most visibly, PB Djarum—we nurtured the next generation of badminton champions, proving that excellence on the court mirrors excellence in the boardroom. This annual report is not a celebration of size. It is a testament to responsibility . Djarum Group has always believed that private enterprise must serve public good. That is why we have quietly expanded our environmental, social, and governance (ESG) initiatives—not as a compliance exercise, but as a continuation of the gotong royong (mutual cooperation) spirit that founded this company. djarum group annual report

This is a conceptual piece written for the , designed to reflect the tone of a major Indonesian conglomerate: heritage-driven, forward-looking, quietly powerful, and socially committed . Title: Rooted in Heritage, Branching into the Future Section: Chairman’s Message / Group Overview Today, Djarum Group is no longer just a

For over seven decades, the name Djarum has been synonymous with resilience. What began in 1951 as a small home industry in Kudus, Central Java, has grown not merely in scale, but in significance. We started with a single product—a clove cigarette hand-rolled with care—and an unwavering belief that quality, consistency, and respect for local craftsmanship could build a national institution. The past fiscal year tested every assumption we

From tree-planting programs in Central Java to digital literacy scholarships for first-generation learners, our contributions are designed to outlast any single quarter’s profit statement. The next decade will belong to those who can honor tradition while embracing transformation. Djarum Group is building for 2075, not just 2025. Artificial intelligence, green energy, and next-generation financial services will become new pillars alongside our historic core. But the foundation remains unchanged: family values, operational excellence, and an unshakable commitment to Indonesia.