Mumbai, India – ICICI Bank, one of India’s leading private sector lenders, continues to offer competitive home loan interest rates to a wide range of customers. Whether you are a salaried employee, self-employed professional, or looking for a balance transfer, understanding the current rate structure is crucial for long-term savings.
As of , ICICI Bank’s home loan rates are linked to the Repo Rate (External Benchmark Lending Rate - EBLR), ensuring transparency when the RBI changes policy rates. Current Interest Rates (April 2026) ICICI Bank offers home loans starting from 8.50% per annum onwards. The exact rate depends on your credit score, loan amount, and income profile. icici bank interest rates home loan
| Loan Amount | Monthly EMI (approx) | Total Interest Payable | | :--- | :--- | :--- | | ₹30 Lakh | ₹26,000 | ₹32.4 Lakh | | ₹50 Lakh | ₹43,400 | ₹54.1 Lakh | | ₹75 Lakh | ₹65,100 | ₹81.2 Lakh | | ₹1 Crore | ₹86,800 | ₹1.08 Crore | Mumbai, India – ICICI Bank, one of India’s
Always compare the Annual Percentage Rate (APR) which includes processing fees and insurance, not just the headline rate. Disclaimer: Interest rates are dynamic. Please visit the official ICICI Bank website or your nearest branch for the most current rates applicable to your profile. Current Interest Rates (April 2026) ICICI Bank offers
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