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Here’s a breakdown of when you can bypass the security code and when you cannot. 1. Using the Physical Security Device (HSBC Secure Key) Some business and premium personal accounts still use a physical “Secure Key” token. This generates a code without needing a mobile signal or SMS. Technically, you are still using a code—just not one sent via text.

Once you have initially set up the HSBC UK or HSBC Mobile Banking app, you can enable biometric login. After that, for routine access on that trusted device , you can log on without entering a new security code. The biometrics replace the step.

The short answer is

Is It Possible to Log On to HSBC Without a Security Code? Here’s What You Need to Know